Furniture Protection Plans

Furniture
Protection Plans

Living room with dark orange leather sofa and warm neutral decor & accents

Award‑Winning Protection

  • 5 Years of Protection
  • Covers Accidental Stains
  • Fast Repairs or Replacements
  • Rapid Shipping of Stain Removal Kit
  • 24/7 Customer Support
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees
  • Easy Online Claims

We’ve Got You Covered

SquareTrade Premium Furniture & Area Rug Plans include the most complete coverage available for your NFM purchases. A one‑time cleaning is included for the following purchases over $1,000: fabric, leather, case goods, furniture, and area rugs.

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Broken Hardware, Hinges, and Pulls

    (e.g., hinges, doorknobs, pulls, swivels, levers, springs, etc.)

  • Damaged Mechanical and Electrical Parts

    (e.g., motors, power cords, controllers, lifts, mechanisms, wiring, electrical components, etc.)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Seam Separation, Zipper and Button Breakage

  • Separation of Joints and Welds

  • Rips, Tears, and Punctures*

  • Gouges, Chips, and Dents

  • Heat Marks and Localized Burns

  • Chips or Breakage of Glass

  • Chipping or Loss of Silvering to Mirrors

  • Cracks and Peeling of Veneers

  • Bubbling, Cracking, Warping, and Peeling of Finish

  • Household Pet Damage**

*Surface scratches not covered.

**Limited to one incident per item.

Award‑Winning Protection

  • 5 Years of Protection
  • Covers Accidental Stains
  • Fast Repairs or Replacements
  • Rapid Shipping of Stain Removal Kit
  • 24/7 Customer Support
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees
  • Easy Online Claims

We’ve Got You Covered

SquareTrade covers your furniture for accidental stains, pet damage*, and more. Intentional damage, loss, and theft are not covered.

Case Goods

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Broken Hardware, Hinges, and Pulls

    (e.g., hinges, doorknobs, pulls, swivels, levers, springs, etc.)

  • Rips, Tears, and Punctures*

  • Gouges, Chips, and Dents

  • Heat Marks and Localized Burns

  • Chips or Breakage of Glass

  • Chipping or Loss of Silvering to Mirrors

  • Cracks and Peeling of Veneers

  • Bubbling, Cracking, Warping, and Peeling of Finish

  • Household Pet Damage**

Fabric

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Household Pet Damage**

  • Heat Marks and Localized Burns

  • Punctures, Cuts, Rips, and Tears*

Leather

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Household Pet Damage**

  • Heat Marks and Localized Burns

  • Punctures, Cuts, Rips, and Tears*

*Surface scratches not covered.

**Limited to one incident per item.

Excludes: Splitting, cracking and/or peeling of AP leather, bonded leather, bycast leather, vinyl, or coated fabrics is not covered.

Award‑Winning Protection

  • 10 Years of Protection
  • Fast Repairs or Replacements
  • 24/7 Customer Support
  • Covers Accidental Stains
  • Easy Online Claims
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees

We’ve Got You Covered

SquareTrade Premium Bedroom Furniture Plans include the most complete coverage available for your NFM purchases.

A one‑time cleaning is included for the following purchases over $1,000: fabric, leather, case goods furniture, and area rugs.

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Broken Hardware, Hinges, and Pulls

    (e.g., hinges, doorknobs, pulls, swivels, levers, springs, etc.)

  • Damaged Mechanical and Electrical Parts

    (e.g., motors, power cords, controllers, lifts, mechanisms, wiring, electrical components, etc.)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Seam Separation, Zipper and Button Breakage

  • Separation of Joints and Welds

  • Rips, Tears, and Punctures*

  • Gouges, Chips, and Dents

  • Heat Marks and Localized Burns

  • Chips or Breakage of Glass

  • Chipping or Loss of Silvering to Mirrors

  • Cracks and Peeling of Veneers

  • Bubbling, Cracking, Warping, and Peeling of Finish

  • Household Pet Damage**

*Surface scratches not covered.

**Limited to one incident per item.

Award‑Winning Protection

  • 10 Years of Protection
  • Fast Repairs or Replacements
  • 24/7 Customer Support
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees
  • Easy Online Claims

We’ve Got You Covered

SquareTrade protection covers your adjustable mattress base for damage to the bed frame, mechanisms, and electrical components. Intentional damage, loss, and theft are not covered.

What's covered?

Bed Frame

  • Breakage
  • Failed Welds

Mechanisms

  • Inclining
  • Reclining
  • Heating
  • Vibrating

Electrical

  • Motors
  • Wiring
  • Remote Control Devices

Award‑Winning Protection

  • 5 Years of Protection
  • Covers Accidental Stains
  • Fast Repairs or Replacements
  • 24/7 Customer Support
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees
  • Easy Online Claims

We’ve Got You Covered

Outdoor Furniture Basic Plan

Outdoor Basic Plan protects your furniture from accidental stains, broken hardware, and more. Intentional damage, loss, and theft are not covered.

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Broken Hardware, Hinges, and Pulls

    (e.g., hinges, doorknobs, pulls, swivels, levers, springs, etc.)

  • Separation of Joints and Welds

  • Rips, Tears, and Punctures*

  • Gouges, Chips, and Dents

  • Heat Marks and Localized Burns

  • Chips or Breakage of Glass

  • Broken Umbrella Mechanisms

  • Household Pet Damage**

Outdoor Furniture Premium Plan

Outdoor Premium Plan covers everything our Outdoor Basic Plan covers, plus additional protection featured below.

  • Seam Separation, Zipper and Button Breakage

  • Damaged Mechanical and Electrical Parts

    (e.g., motors, power cords, controllers, lifts, mechanisms, wiring, electrical components, etc.)

  • Cracks and Peeling of Veneers

  • Bubbling, Cracking, Warping, and Peeling of Finish

*Surface scratches not covered.

**Limited to one incident per item.

Award‑Winning Protection

  • 5 Years of Protection
  • Covers Accidental Stains
  • Fast Repairs or Replacements
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees
  • Easy Online Claims

We’ve Got You Covered

SquareTrade protection covers your billiards and gaming tables for accidental stains, rips, tears, and more. Intentional damage, loss, and theft are not covered.

  • Accidental Household Stains

    (e.g., food, beverage, mud, ink, lipstick, nail polish, etc.)

  • Human and Pet Bodily Fluid Stains

    (excluding incontinence, perspiration, hair or body oil/lotion)

  • Structural Damage from Normal Use

    (e.g., frames, cases, seat, or back construction)

  • Malfunctioning Mechanical, Electrical, or Electronic Components During Normal Use

  • Rips, Tears, and Punctures*

  • Heat Marks and Localized Burns

  • Gouges, Chips, and Dents

*Surface scratches not covered.

Award‑Winning Protection

  • 5 Years of Protection
  • Covers Accidental Stains
  • Fast Repairs or Replacements
  • 24/7 Customer Support
  • 100% Parts & Labor
  • No Deductibles or Hidden Fees
  • Easy Online Claims

We’ve Got You Covered

SquareTrade protection covers your window treatments for accidental stains, mechanical malfunctions, peeling finish, and more. Intentional damage, loss, and theft are not covered.

  • Breakage of Clips, Cords, Cornices, Remotes, Slats, Strings, Tension Rods, Traversing Tracks, and Valances

  • Accidental Household Stains

    (e.g., food and beverage)

  • Heat Marks and Localized Burns

  • Checking, Cracking, Bubbling, or Peeling of the Finish

  • Mechanical Mechanism Malfunction

  • Household Pet Damage*

*Limited to one incident per item.

Part of the Allstate Family

  • Allstate has been protecting people and the things most important to them for over 90 years.
  • SquareTrade award-winning service has earned tens of thousands of 5‑star reviews.
  • Allstate and SquareTrade have over 140 million active policies.

Easy Online Claims

  • File a claim at SquareTrade.com/nfm anytime, 24/7.
  • Claims must be filed within 30 days of stain or damage occurrence.
  • Have your receipt and covered item with you.
  • Many claims are approved instantly. In other cases, a specialist will guide you through next steps.
  • We'll fix your item. If we can't repair it, we'll send you a replacement or reimburse you for one up to the price you paid for the item, less taxes.
File a Claim

Frequently Asked Questions

Do I need to register my plan? No, you do not need to register your plan for it to be active. All you need is the receipt for your item.

How do SquareTrade plans work with the manufacturer's warranty? Most furniture and area rugs come with a manufacturer's warranty that lasts one year from the date of purchase. If there is an issue during this time that is covered by the warranty, you will be referred to the manufacturer for service or parts if required. If there is an issue that is not covered by the manufacturer during the warranty period but is included in your SquareTrade plan, SquareTrade will cover it.

Don't see your question here? Visit SquareTrade.com/help.

For Terms & Conditions, visit SquareTrade.com/terms.

All rights reserved. SquareTrade is a registered trademark of SquareTrade, Inc. All other trademarks and service marks are the property of their respective owners.

Last Updated: June 2024